LAKE GODBOLDO DEVELOPMENT LLC

Guy Godboldo

Independent Self Producing Loan Officer Broker

NMLS# 132332

734-389-9991

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Blog Posts:

Understanding Mortgage Closing Costs
VA Loans: Your Qualification Guide
A Mortgage Tax Credit That Could Save You $2,000 a Year
Does Refinancing your Mortgage Make Sense?
Why Buying a Duplex Makes Financial Sense
The Mortgage Spread is Shrinking
Tips to Get a Lower Rate on a VA Loan
Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid
Is it Better to Buy or Rent?
Learn More about Home Renovation Loans
Explaining the Mortgage Contingency Clause
The Changing Tides of the Housing Market
Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations
A Guide to Using a Home Equity Loan for an Investment Property
Why Some Veterans Choose Conventional Loans Over VA Loans
The Mortgage Revolution: How AI is Shaking Things Up
What's Rent-vesting and Can It Help Me Become a Homeowner?
Facing Foreclosure? Here’s What You Can Do Now
Should You Hold Out for Lower Interest Rates Before Buying a House?
More Borrowers Are Putting 20% Down - Should You?
Where Do Mortgage Lenders Get Funds for Home Loans?
What Are the Financial Benefits of Owning a Home?
Understanding VA Loan Occupancy Requirements
Why You Should Definitely Do a Pre-Settlement Walkthrough
The Pros and Cons of Buying a Historic House
5 Tips for Buying a Home When Interest Rates are High
Why Hazard Insurance Matters When You’re Buying a Home
Am I Too Young For a Mortgage?
The Pros & Cons of Buying a Foreclosure
VA Loans: Your Top Questions Answered
How to Challenge a Low Home Appraisal
Buying a House? Don't Forget About Schools!
Your Step-by-Step Guide to the Homebuying Process
How to Know If You’re Ready to Buy a Home: Key Considerations
5 Ways to Buy a Home With No Down Payment
Unlocking the Power of Home Equity
3-2-1 Buydown Mortgage Loans
Your Guide to Saving for a Down Payment
Why Your Credit Score Matters When Buying a House
Unlock Your Home’s Potential with a Fixed-Rate HELOC
FHA Gift Funds: Unlocking the Door to Your New Home
Wishing Your Family a Wonderful Holiday Season 🎄🎁 🏡
Higher Loan Limits for 2025 Announced
Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
The Inside Scoop on the Top 5 Mortgage Loan Types
How Long is a Mortgage Pre-approval Good For?
Key Questions to Ask Your Mortgage Lender
Understanding Sales Price vs. Appraised Value in Real Estate
Preparing for Your First Mortgage Payment: Key Details to Know
Is FHA Streamline Refinance Right for You?
Should You Buy a Condo Vacation Property?
The Rise of Single Women Homeowners: Tips for Navigating the Journey
A Simple Guide to First-Time Homebuyer Programs
How Self-Employed Individuals Can Secure a Mortgage with Confidence
Understanding the VA Loan: How Many Times Can You Use It?
Understanding Mortgage Rates: A Guide for First-Time Homebuyers
Top Reasons to Refinance Your Home: Key Benefits to Consider
Refinance Your Home, Even if You Have Limited Equity
A Strategic Approach to Adjustable-Rate Mortgages
Home Equity Loans vs. HELOC: Which is Right for You?
How High Balance Loans Can Help You Afford a Home in Expensive Markets
Housing Assistance Programs for Veterans
A Guide to Freddie Mac CHOICERenovation Loans
How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)
Unlocking Real Estate Potential with HELOCs
Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?
Can You Afford to Buy a Vacation Home?
Mortgage Options For Single Parents
Mortgage Co-signers : A Strategic Partnership for Homebuyers
Pros and Cons of No-Down Payment Loans
Building Your Dream Home: The Essential Guide to Construction Loans
How To Pay Off Your Mortgage Faster
A Veteran’s Guide to Home Loans with Bad Credit
How to Buy a Home After Bankruptcy
7 Red Flags for Second Home Buyers and How to Avoid Them
Your Guide to FHA Loans: Making Homeownership Attainable
What Is Title Insurance and Why Do I Have to Pay for It?
A Comprehensive Guide to Protect Yourself Against Mortgage Fraud
The Importance of Debt Consolidation Home Loans
A Guide to Buying a Home in the U.S. for Non-U.S. Citizens
The Essential Role of Mortgage Calculators when Buying a Home
What Closing Costs and Fees Do I Have to Pay with a VA Loan?
Should I Sell or Rent my Home when I move?
The ABCs of Home Loan Options: A Guide for Teachers and Educators
Using the FHA 203(k) Loan to Renovate Your Home
The Impact of Your Credit Score on Interest Rates
Mortgage Assistance Programs for First-Time Buyers
The Pros and Cons of Biweekly Mortgage Payments
7 Things to Know Before Buying Your Dream Vacation Home
Understanding the Financial Power of Mortgage Points
Lease-to-Own Agreements: A Unique Path to Homeownership
Weighing Your Options: 20% Down Payment vs. Mortgage Insurance
The Federal Reserve's Role in Shaping Mortgage Rates
Avoiding Common Homebuyer Mistakes in a Seller's Market
The Rise of House-Hacking Among Millennials and Gen Z
What Are the Tax Benefits of Homeownership?
Warm Wishes for a Merry Christmas!
Choosing Between a 5/1 and 7/1 ARM?
Understanding Mortgage Prepayment Penalties: The Hidden Costs
Is Refinancing my Mortgage to Eliminate High-Interest Debt a Smart Move?
Minimizing the Effect of Job Loss on Your Mortgage
The Top 5 Reasons Fixed-Rate Mortgages Are Your Wealth-Building BFFs
Does My Age Affect My Mortgage Eligibility?
How Will Buying a Vacation Home Affect My Taxes?
HELOC Vs. Home Equity Loan: When Does Each Make Sense?
Exploring the Idea of Using Your Retirement Savings for a Second Home
Buying a New or Older Home: Weighing the Pros and Cons
Navigating Mortgage Opportunities for Veterans and Service Members
Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments
Navigating Your Home Loan Journey: Choosing the Right Mortgage Term
8 Ways to Identify a Mortgage Scam and Protect Yourself
Understanding Debt-to-Income Ratio
How to Avoid Private Mortgage Insurance (PMI)
How to Save for a Down Payment: 9 Tips for First-Time Homebuyers
Do VA Entitlements Ever Expire?
How To Handle Your Mortgage In a Divorce
Get a Mortgage even if You Just Started a New Job
How To Refinance into a VA Loan
Does the VA Offer Reverse Mortgages?
How to Read a Closing Disclosure, Page By Page
How Do VA Loan Rates Compare to Other Loans?
What To Do After Your Mortgage Closes
Understanding the Differences between Second Homes and Investment Properties
What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?
6 Mistakes that Home Buyers Should Avoid
How Often Do Mortgage Rates Change?
How to Start the Process of Buying a Home
Can Manual Underwriting Help You Get Approved for a Mortgage?
How To Save As Much Money as Possible When Buying a House
Most Popular Home Renovations Do Not Provide a Great ROI
Happy Independence Day!
The Pros and Cons of a 40-Year Mortgage
How does a HELOC work?
Can I Get a VA Loan After Leaving Military Service?
Weighing the Options: Vacation Home or First Mortgage Payoff?
Buying a Short Sale: Everything You Need to Know
Making Sense of Today's Interest Rates
Can My Lender Sell My Mortgage?
Should I Consolidate My Debts with a Mortgage Refinance Loan?
When Is a Mortgage Prequalification Helpful?
Understanding Mortgage Loan Origination Fees
What is a No Fee Mortgage?
How to Improve Your Credit to Get a Better Mortgage Deal
How Many Mortgages Can I Have at One Time?
Do I Have to Pay Private Mortgage Insurance?
Mortgage Bankers and Brokers: What’s the Difference?
Is a Conforming Loan the Same as a Conventional Loan?
3 Reasons a Government-Insured Mortgage Might Be Your Best Option
Why Is My Mortgage Escrow Account Sending Me a Check?
What Happens When a Title Search Uncovers a Problem?
What Is a Convertible Adjustable-Rate Mortgage?
What is a Refinance Break-Even Point?
What is an Assumable Mortgage?
What is Mortgage PITI?
What do Appraisers Consider When Valuing a House?
Should You Stay in Your Home Or Rent in Retirement?
Should You Help Your Kids Pay for Their Mortgage?
How to Buy a Vacation Home in 5 Steps
What is Cash to Close?
5 Questions about FHA Loans
What is a Loan Estimate?
Adjustable-Rate Mortgages – The Most Frequently Asked Questions
What Fees are Included in Mortgage Closing Costs?
Can I Use a Home Equity Loan to Buy a Vacation Home?
How To Beat High Inflation with a Home Purchase
More Space: Buying a Bigger Home vs. Expanding
How Long Does a Mortgage Pre-Approval Last?
5 Common Misconceptions That Keep You from A Perfect Credit Score
5 Things Every First-Time Buyer Needs to Know
Should You Make a 20% Down Payment?
Happy Valentine's Day
How To View a Home Purchase: Home-Sweet-Home or Investment?
10 Important Facts About VA Loans
Tax Refund Season Means Help for Homeownership
Buying a Vacation Home or Investing in a Timeshare?
Need Help with a Down Payment? A HomeReady Mortgage Might Be Right for You
What is the Difference Between a Mortgage Interest Rate and the APR?
2023 Conforming Loan Limits Jump $79,000, Giving Borrowers Plenty of Mortgage Options
Your Mortgage Closing Checklist
Can I Build a House with a VA Loan?
Choosing the Best Type of Refinance Loan
What is a Debt-To-Income Ratio and Why Does it Matter?
Home Buying in 2023 – What to Expect
Happy New Year 2023
6 Ways to Know You Are Ready to Be a Home Buyer
Don’t Make These 7 Home Buyer Mistakes
Merry Christmas
How To Avoid Being House Poor
How to Qualify for a Jumbo VA Loan
How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income
Understanding Non-Owner-Occupied Mortgages
The Ultimate Mortgage Pre-Approval Document Checklist
There are Lots of Reasons to Refinance Your Home
Can’t Quite Afford a House Yet? Consider a Co-Borrower
Happy Thanksgiving
Disputing Your Property Tax Assessment Can Save You Money
8 Things You May Not Know About VA Loans
5 Crucial Questions to Ask When Buying a Condo
Happy Veterans Day to All Veterans
What Documents Do I Need to Apply for a VA Loan?
5 Questions to Ask Yourself Before Buying a Vacation Home
Understanding Seller Concessions
Is a 15-Year Fixed-Rate Mortgage Right for Me?
Happy Halloween 2022!
Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?
Should I Refinance My ARM Loan to a Fixed-Rate Mortgage?
Home Buying Options for Teachers
What The Latest Fed Rate Hike Means for Mortgages
What's the difference between a Home Equity Loan and a Home Equity Line of Credit
HUD Homes - Another Option for Buyers and Investors
Does My Credit Score Affect How Much I Pay in Private Mortgage Insurance?
What Tax Deductions are Available to Homeowners?
Should I Buy a Home Now or Continue Renting?
An Excellent Credit Score can Save you Big Money
Understanding LTV Ratios
Don't Let Rates keep you from Buying or Selling
Is It Possible to Refinance a VA Loan?
How A Bridge Loan Can Help You Build a New Home
What is the Difference Between Conventional and FHA Appraisals?
Buying a Vacation Home: A Quick Guide
Applying for a VA Loan: What is a Statement of Service?
Will Getting a Mortgage Help My Credit Score?
On-Time Rent Payments Can Now Help You Qualify for a Home Loan
Answers to the Most Frequently Asked Jumbo Loan Questions
Prepayment Penalties: Can I Pay Off My Mortgage Early?
Your Mortgage Application Document Checklist
A First-Time Buyer’s Guide to Escrow Accounts
The Top 7 Mortgage FAQs of First-Time Buyers
Can I Buy a House While Changing Jobs?
FHA Loans: the 9 Most Frequently Asked Questions
How Much Money Do I Need to Save Before I Buy a House?
A Renovation Loan Could Help You Beat the Housing Market
Is A Reverse Mortgage a Good Way to Pay for Long-term Care?
6 Ways to Save Money on Your Next Mortgage
Which Credit Score Will My Mortgage Lender Use?
How Soon After Buying Can I Refinance the Mortgage of My Second Home?
Can I Get a Mortgage for a Manufactured Home?
Is Now a Good Time to Buy a Vacation Home?
Happy Independence Day
Can I Get A No-Money-Down Loan in Today’s Market?
What Does It Take to Get an Investment Property Loan?
How A Piggyback Loan Could Help You Avoid PMI
The Do’s and Don’ts of Buying A Vacation Home
Can I Buy a Home with Cryptocurrency?
Combat Rising Inflation on Your Debt with a Refinance Loan
Understanding VA Mortgage Loan Fees
Programs and Grants to Help First-Time Home Buyers
How to Obtain a Certificate of Eligibility for a VA Loan
7 Essential Home Buying Questions
We Remember our Fallen Soldiers this Memorial Day
4 Common Reasons VA Loans are Denied
How to Avoid 3 Common Mortgage Scams
Why do Rates vary from Lender to Lender?
What is a Drive-By Appraisal?
Home Equity Vs. Cash-Out Refinance Loans
Can You Afford a Second Home?
What if Rates Rise while my House is Under Contract?
Your AirBnB Income Can Help You Refinance Your Mortgage
How to Make Your VA Loan Competitive in a Hot Market
What’s the Difference Between the Sales Price and Appraised Value of a Home?
Can You Afford a Second Home?
What You Need to Know About FHA Loans in 2022
Will a HELOC Affect Your Credit Score?
Can You Get a Loan to Buy an AirBnB?
What an 18% Jump in 2022 Conforming Loan Limits Means for Me
How Long Should You Keep Your Mortgage Papers?
One Extra Mortgage Payment a Year Can Add Up to Big Savings
Who Owns My House: Me or My Mortgage Lender?
5 Reasons You Might Want a Non-Conforming Mortgage Loan
Creative Ways to Avoid Paying Closing Costs
5 Questions Unmarried Couples Should Ask before Buying a Home
Should I Do a Cash-out Refinance on My Rental Property?
7 Tips for Second-Time Home Buyers
Is the Market Headed towards 3-D Printed Homes?
Merry Christmas and Happy New Year
What Are Mortgage Origination Fees?
Buying a Home with help from Family
What does Homeowners Insurance Cover?
Happy Thanksgiving
Should I Ever Consider a Balloon Mortgage?
What is a Mortgage Contingency?
How to Prepare Your Home for an Appraisal
Happy Halloween
Americans Home Equity is at a Record High
How to Get Past First-Time Home Buyer Anxiety
4 Other Ways to Save Without Refinancing
Who Will I Work with in the Home Buying Process?
Fannie Now Accepts Timely Rent Payments as Credit Background
What is an eClosing?
4 Things to Know Before Getting a Reverse Mortgage
Is Buying a House with an HOA a Good Idea?
Should I Get a Conventional or FHA Loan?
Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?
This New Mortgage Rule Could Save You from Foreclosure
How to Get a Mortgage Without a Credit Score
How Big Credit Card Purchases Can Hurt Your Mortgage Terms
Should I Buy, Build, or Renovate as a First-Time Home Buyer?
Can Refinancing Hurt My Credit Score?
Will My Mortgage Payment Increase Over Time?
What’s the Difference Between a Home Appraisal and Inspection?
What to Do if the Appraisal Comes in Low
How to Protect Your Information When Applying for a Mortgage Online
How to Avoid Delays in Your Home Buying Process
Can I a Buy a Home with Bad Credit?
How to Refinance After a Mortgage Forbearance
Should I Stay with my Current Lender when I Refinance?
5 Questions to Ask Yourself Before Applying for a Mortgage
What is the Best Way to Pay for Home Renovations?
Condo or Townhouse - Does it Matter?
There are LOTS of Reasons why You Might Want to Refinance
How Mortgages Are Affected by Property Use
Should I Buy a New or Existing Home?
What Loan Options are Available for Rental Properties?
How to Apply for a Mortgage Online
Why does Buying a Home require so much Insurance?
Mortgage Rates are Seasonal and Other Secrets
Time to Take Advantage of the Commercial Real Estate Market

Nexa Mortgage LLC

Corporate Address:

5559 S Sossaman Rd Bldg #1, Ste #101
Mesa, AZ 85212

Corp NMLS# 1660690

LO NMLS: 132332

313-653-9749

Licensed in: Michigan

www.NEXAMortgage.com
State license # (AZMB - 0944059)
www.nmlsconsumeraccess.org
Nexa Phone: 602-344-9333

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

THIS DISCLOSURE WAS DELIVERED TO THE CONSUMER VIA OUR WEBSITE.

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